Welcome to foreclosure-help-center.com! My name is Grace Stuart.
first built this website to "download" all the information I have
gathered throughout the last 10 ten years (or so...) that I've worn
many hats with regards to the topic of foreclosure and foreclosure
I have been from one end of the spectrum to the other with regards to
foreclosure -- from a successful foreclosure investor,
hard money loan broker, hard money lender, loan modifier, debt
settlement negotiator, and unfortunately, -- to having the unpleasant
experience of being foreclosed on
when one of our real
development projects went south. We were clobbered by a
combination of the recent real
estate market implosion and a crooked partner who turned out
to be a con man who, unbeknownst to us, was on parole for real estate
fraud (never accept partners without a thorough background check)
The only way I survived our failed project's foreclosure was through
the knowledge I gained having
previously helped many people out of foreclosure...the tables were
turned, so to speak. It was traumatic -- financially,
emotionally, mentally, and physically
. In my profession, I've spoken to hundreds of
people who faced foreclosure, but I couldn't empathize until
it happened to me and I stood to lose everything (due to personal
guarantees we signed -- do NOT ever do this!).
After 2 years of gruelling negotiations with our lenders, and
courageous last ditch attempts to breathe life into the project by trying to find
new investors, I came to the end of my rope and accepted the fate of
our project -- foreclosure. I was depressed, extremely
scared, devastated, and felt completely drained and defeated.
Once I confronted my despair and forced myself to get over the shock of the inevitable outcome, I shifted into damage control mode
to protect our personal assets from our project's hungry creditors.
were brutal -- many threats were made
to take all our
personal assets -- our home, cars, personal properties, rental
properties -- everything!
In between nervous breakdowns (I'm being a little facetious here...but
not really), I researched my *&^* off to find out what our
options were and to map
out a negotiation strategy
that had the best chance of
success. My resolve was tested each day that I had to deal
with our deteriorating situation. Not only did we lose our
entire investment into the project, our creditors threatened to take
everything else we owned.
(I had no choice but to make myself do
everything I could to work towards a positive outcome. My
then amazing 4-yr old daughter and my wonderful husband were my reasons
to keep my chin up and keep going). After 2 years of exhausting and
nerve-racking negotiations, we settled with all our creditors. We were
able to keep what was left of our personal assets and everything was
settled for good, with no further consequence in the future.
All this from knowing what to ask for and how to do it when the
opportunity presented itself.
I learned so much from our foreclosure experience that I wanted to
document everything I did that led
to a successful outcome
. This website is the
fruit of my experience and is a way for me to give back and help as
many people as possible. With the right education and positive attitude
there are many solutions available to you if you know about them and
are able use them to your advantage. I've detailed all that I
learned and used in this website (and believe me, I explored and tried
every strategy). If you have any questions, comments, or
feedback, please contact me
Today, my husband and I are on the fast track to financial recovery
, a life of abundance, and last but not least, complete debt freedom
All the best of luck to you and your family. If there's
anything more I can do to help, please do not hesitate to let me know
at the "contact me" link above.
If you also have a foreclosure success story you'd like to share,
by all means, please do so at the same contact link above and I will
publish it on my site with your permission. If you are able to
inspire and help even just one person or family, you've done more than
you could ever imagine.
"Our greatest glory
is not in never falling, but in rising every time we fall." -Confucius